For example, if an insured driver drives into a telephone pole and damages the pole, liability coverage pays for

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the damage to the pole. A Chapter 13 plan often does not require repayment to general unsecured debts, such as credit cards or medical bills. BAPCPA also requires individuals seeking bankruptcy relief to undertake credit counseling with approved counseling agencies prior to filing a bankruptcy petition and to undertake education in personal financial management from approved agencies prior to being granted a discharge of debts under either Chapter 7 or Chapter 13. In managing the claims-handling function, insurers seek to balance the elements of customer satisfaction, administrative handling expenses, and claims overpayment leakages. When necessary, additional cards are drawn according to the

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rules. A person holds the

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Shoe and is known as the

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Banker - and stays with this title as long as the

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Banker's hand wins. But if Jane, his wife, buys a policy on Joe's life, she is the owner and he is the insured. To indicate a split put the additional bet beside the original one